The Driving Force in Commercial Insurance

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ABOUT US

Workforce Insurance Underwriters is a Managing General Agent and Wholesale Insurance Broker with a specialized focus on Owner Operator Truckers and the Motor Carriers that utilize their services.


Our team of experienced professionals has a deep understanding of the needs of this unique market, and we are constantly innovating to stay ahead of the curve.  We are committed to providing our clients with the highest quality insurance products and services available, while delivering value that exceeds their expectations.


Workforce Insurance is the perfect choice for small Motor Carriers with between 1-30 Owner Operators.  Our focus is on low-touch, no-touch trucking operations such as Dry Van, Reefer and Intermodal business.  Our insurance products include Truckers Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage.


Our goal is to be the first choice for insurance solutions for Owner Operator Truckers and the Motor Carriers that contract them by providing industry-leading protection and peace of mind. 

welcome to workforce

ABOUT US

Workforce Insurance Underwriters is a Managing General Agent and Wholesale Insurance Broker with a specialized focus on Owner Operator Truckers and the Motor Carriers that utilize their services.


Our team of experienced professionals has a deep understanding of the needs of this unique market, and we are constantly innovating to stay ahead of the curve.  We are committed to providing our clients with the highest quality insurance products and services available, while delivering value that exceeds their expectations.


Workforce Insurance Underwriters is the perfect choice for small and large Motor Carriers.  Our focus is on low-touch, no-touch trucking operations such as Dry Van, Reefer and Intermodal business.  Our insurance products include Truckers Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage, and more.


Our goal is to be the first choice for insurance solutions for Owner Operator Truckers and the Motor Carriers that contract them by providing industry-leading protection and peace of mind. 

PRODUCTS

Truckers Occupational Accident

Occupational Accident Insurance is an essential coverage option that helps protect Owner Operators, who are not eligible for Workers Compensation, for work-related injury or death.

Contingent Liability

Contingent Liability coverage offers a safeguard for Motor Carriers, defending against Owner Operators attempting to be classified as employees in order to receive Workers Compensation benefits.

Workers Compensation

(Motor Carrier)

Workers Compensation provides employees of Motor Carriers with the necessary support in times of injury or illness caused by their occupation.  Benefits include medical coverage, wage replacement, and additional support.

Non-Trucking Liability

Non-Trucking Liability Insurance offers Owner Operators protection in the event of an accident when they're not under dispatch and on their own time.  Whether moving a trailer or running errands, this coverage protects against property damage and bodily injury - all in one convenient endorsement to your commercial auto policy.

Physical Damage

Physical Damage Insurance offers invaluable protection against the potentially devastating consequences of vehicular accidents.  It's an essential form of coverage for Motor Carriers and Owner Operators, often required if there is a lien holder involved.

Workers Compensation (Independent Contractor)

Workers Compensation provides Independent Contractors, "true" Owner Operators, leased on Owner Operators, or Contract Drivers of a Fleet Owner with statutory Workers Compensation.  Additional program benefits include an Affordable Care Act (ACA) compliant Minimum Essential Coverage (MEC) health plan, Telemedicine, Identity Theft Protection, and $10,000 term life coverage.

Coming Soon

New insurance products are coming soon.

TripExcess®

TripExcess® offers a cutting-edge online platform for Insurance Agents, Motor Carriers, and Freight Brokers to conveniently purchase excess auto liability, general liability, and cargo insurance for one-way shipments.

Passenger Accident

Passenger Accident Insurance provides benefits to guest passengers who suffer a covered injury while traveling with a driver who is operating and under lease on authorized trips on behalf of the covered trucking company (“the Policyholder”).

WHO WE SERVE

WHY WORKFORCE

Workforce Wednesday | Blog

  • Two trucks driving on the highway represent the challenge of obtaining Workers Compensation coverage.

    Mixed Fleet Workers Compensation Challenges

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  • The Essential Guide to Non-Trucking Liability for Insurance Agents

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  • Orange

    Unlock New Business Opportunities with TripExcess®

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    Read Blog
  • Matchstick boxes with 'Occupational Accident' and 'Contigent Liability' written on them.

    Occupational Accident and Contingent Liability: The Perfect Match for Your Business

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    Read Blog
  • Sun setting on American football field, symbolizing a Sunset clause in Contingent Liability policies

    Don't Let the Sun Set on Your Coverage: A Super Bowl Strategy to Avoid Getting Sacked

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    Read Blog
  • Man having pain in neck due to a Pre-Existing Condition

    The Possible Hidden Dangers of Excluding Pre-Existing Conditions in Occupational Accident Insurance Policies

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    Read Blog

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WHY WORKFORCE

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