The Driving Force in Commercial Insurance

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ABOUT US

Workforce Insurance Underwriters is a Managing General Agent and Wholesale Insurance Broker with a specialized focus on Owner Operator Truckers and the Motor Carriers that utilize their services.


Our team of experienced professionals has a deep understanding of the needs of this unique market, and we are constantly innovating to stay ahead of the curve.  We are committed to providing our clients with the highest quality insurance products and services available, while delivering value that exceeds their expectations.


Workforce Insurance is the perfect choice for small Motor Carriers with between 1-30 Owner Operators.  Our focus is on low-touch, no-touch trucking operations such as Dry Van, Reefer and Intermodal business.  Our insurance products include Truckers Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage.


Our goal is to be the first choice for insurance solutions for Owner Operator Truckers and the Motor Carriers that contract them by providing industry-leading protection and peace of mind. 

welcome to workforce

ABOUT US

Workforce Insurance Underwriters is a Managing General Agent and Wholesale Insurance Broker with a specialized focus on Owner Operator Truckers and the Motor Carriers that utilize their services.


Our team of experienced professionals has a deep understanding of the needs of this unique market, and we are constantly innovating to stay ahead of the curve.  We are committed to providing our clients with the highest quality insurance products and services available, while delivering value that exceeds their expectations.


Workforce Insurance Underwriters is the perfect choice for small and large Motor Carriers.  Our focus is on low-touch, no-touch trucking operations such as Dry Van, Reefer and Intermodal business.  Our insurance products include Truckers Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability, Physical Damage, and more.


Our goal is to be the first choice for insurance solutions for Owner Operator Truckers and the Motor Carriers that contract them by providing industry-leading protection and additional peace of mind. 

PRODUCTS

Truckers Occupational Accident

Occupational Accident Insurance is an essential coverage option that helps protect Owner Operators, who are not eligible for Workers Compensation, for work-related injury or death.

Contingent Liability

Contingent Liability coverage offers a safeguard for Motor Carriers, defending against Owner Operators attempting to be classified as employees in order to receive Workers Compensation benefits.

Workers Compensation

(Motor Carrier)

Workers Compensation provides employees of Motor Carriers with the necessary support in times of injury or illness caused by their occupation.  Benefits include medical coverage, wage replacement, and additional support.

Non-Trucking Liability

Non-Trucking Liability Insurance offers Owner Operators protection in the event of an accident when they're not under dispatch and on their own time.  Whether moving a trailer or running errands, this coverage protects against property damage and bodily injury - all in one convenient endorsement to your commercial auto policy.

Physical Damage

Physical Damage Insurance offers invaluable protection against the potentially devastating consequences of vehicular accidents.  It's an essential form of coverage for Motor Carriers and Owner Operators, often required if there is a lien holder involved.

Workers Compensation (Independent Contractor)

Workers Compensation provides Independent Contractors, "true" Owner Operators, leased on Owner Operators, or Contract Drivers of a Fleet Owner with statutory Workers Compensation.  Additional program benefits include an Affordable Care Act (ACA) compliant Minimum Essential Coverage (MEC) health plan, Telemedicine, Identity Theft Protection, and $10,000 term life coverage.

Truckers Inbound Travel Insurance (B-1 Visa Drivers)

This innovative policy is a unique blend, combining traditional Occupational Accident Insurance coverages—such as Medical, Disability, and Accidental Death & Dismemberment (AD&D)—with essential Travel Insurance benefits. These benefits include coverage for non-work-related Emergency Medical Conditions, Medical Evacuation, and Repatriation.

TripExcess®

TripExcess® offers a cutting-edge online platform for Insurance Agents, Motor Carriers, and Freight Brokers to conveniently purchase excess auto liability, general liability, and cargo insurance for one-way shipments.

Passenger Accident

Passenger Accident Insurance provides benefits to guest passengers who suffer a covered injury while traveling with a driver who is operating and under lease on authorized trips on behalf of the covered trucking company (“the Policyholder”).

WHO WE SERVE

WHY WORKFORCE

Workforce Wednesday | Blog

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    Capture New Clients with Occupational Accident Insurance

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  • A truck driver in a ghost costume for Halloween, symbolizing Workers Compensation ghost policies.

    Workers Compensation Ghost Policies: Trick or Treat?

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  • An orange clock on a laptop symbolizing daylight savings and claim timing risks of Sunset clauses.

    When Time Falls Back, Keep Coverage Moving Forward: Navigating the Risks of Sunset Clauses

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    Read Blog
  • An orange umbrella amidst black ones symbolizes how TripExcess helps agents stand out in the crowd.

    Stand out in the Crowd: How TripExcess® Opens New Doors for Agents

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    Read Blog
  • An Owner Operator dealing with a Pre-Existing Condition covered by our Occupational Accident policy.

    Leaves Are Falling, and So Are Risks: Insure Owner Operators with Occupational Accident Insurance

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  • Night cityscape with truck light trails and billboard for small fleet and B-1 Visa Driver solutions.

    Drive the Future of Trucking Insurance: Innovations Supporting Small Fleets and B-1 Visa Drivers

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    Read Blog

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