The Driving Force in Commercial Insurance
ABOUT US
Workforce Insurance Underwriters is a Managing General Agent and Wholesale Insurance Broker with a specialized focus on Owner Operator Truckers and the Motor Carriers that utilize their services.
Our team of experienced professionals has a deep understanding of the needs of this unique market, and we are constantly innovating to stay ahead of the curve. We are committed to providing our clients with the highest quality insurance products and services available, while delivering value that exceeds their expectations.
Workforce Insurance is the perfect choice for small Motor Carriers with between 1-30 Owner Operators. Our focus is on low-touch, no-touch trucking operations such as Dry Van, Reefer and Intermodal business. Our insurance products include Truckers Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage.
Our goal is to be the first choice for insurance solutions for Owner Operator Truckers and the Motor Carriers that contract them by providing industry-leading protection and peace of mind.
ABOUT US
Workforce Insurance Underwriters is a Managing General Agent and Wholesale Insurance Broker with a specialized focus on Owner Operator Truckers and the Motor Carriers that utilize their services.
Our team of experienced professionals has a deep understanding of the needs of this unique market, and we are constantly innovating to stay ahead of the curve. We are committed to providing our clients with the highest quality insurance products and services available, while delivering value that exceeds their expectations.
Workforce Insurance Underwriters is the perfect choice for small and large Motor Carriers. Our focus is on low-touch, no-touch trucking operations such as Dry Van, Reefer and Intermodal business. Our insurance products include Truckers Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability, Physical Damage, and more.
Our goal is to be the first choice for insurance solutions for Owner Operator Truckers and the Motor Carriers that contract them by providing industry-leading protection and additional peace of mind.
PRODUCTS
Truckers Occupational Accident
Occupational Accident Insurance is an essential coverage option that helps protect Owner Operators, who are not eligible for Workers Compensation, for work-related injury or death.
Contingent Liability
Contingent Liability coverage offers a safeguard for Motor Carriers, defending against Owner Operators attempting to be classified as employees in order to receive Workers Compensation benefits.
Workers Compensation
(Motor Carrier)
Workers Compensation provides employees of Motor Carriers with the necessary support in times of injury or illness caused by their occupation. Benefits include medical coverage, wage replacement, and additional support.
Non-Trucking Liability
Non-Trucking Liability Insurance offers Owner Operators protection in the event of an accident when they're not under dispatch and on their own time. Whether moving a trailer or running errands, this coverage protects against property damage and bodily injury - all in one convenient endorsement to your commercial auto policy.
Physical Damage
Physical Damage Insurance offers invaluable protection against the potentially devastating consequences of vehicular accidents. It's an essential form of coverage for Motor Carriers and Owner Operators, often required if there is a lien holder involved.
Workers Compensation (Independent Contractor)
Workers Compensation provides Independent Contractors, "true" Owner Operators, leased on Owner Operators, or Contract Drivers of a Fleet Owner with statutory Workers Compensation. Additional program benefits include an Affordable Care Act (ACA) compliant Minimum Essential Coverage (MEC) health plan, Telemedicine, Identity Theft Protection, and $10,000 term life coverage.
Truckers Inbound Travel Insurance (B-1 Visa Drivers)
This innovative policy is a unique blend, combining traditional Occupational Accident Insurance coverages—such as Medical, Disability, and Accidental Death & Dismemberment (AD&D)—with essential Travel Insurance benefits. These benefits include coverage for non-work-related Emergency Medical Conditions, Medical Evacuation, and Repatriation.
TripExcess®
TripExcess® offers a cutting-edge online platform for Insurance Agents, Motor Carriers, and Freight Brokers to conveniently purchase excess auto liability, general liability, and cargo insurance for one-way shipments.
Passenger Accident
Passenger Accident Insurance provides benefits to guest passengers who suffer a covered injury while traveling with a driver who is operating and under lease on authorized trips on behalf of the covered trucking company (“the Policyholder”).
WHY WORKFORCE
ONLINE ADMINISTRATION
Workforce Insurance is opening the door to opportunity for Motor Carriers of all sizes with CBA, an innovative online platform that streamlines adding and removing Owner Operators as well as monthly billing procedures. This cutting-edge technology was once reserved solely for larger transportation agencies - now everyone can benefit from its powerful capabilities.
We're boldly pushing past insurance industry limitations and upturning the current landscape. We bring modern tech solutions and strong branding that enable our Insurance Agents to become superheroes for their Motor Carrier clients in providing top-notch support & service.
SUPERIOR CLAIMS HANDLING
Our Occupational Accident Insurance takes workplace protection to the next level. It is designed with industry-leading coverage, giving Motor Carriers confidence that their Owner Operators are well protected against workplace accidents.
FOCUS ON PRODUCER EDUCATION
At Workforce Insurance, we ensure our agents are well-informed and supported through a variety of initiatives. This includes a comprehensive education program featuring one-on-one policy reviews, sales assistance, weekly newsletters, insightful marketing collateral, and webinars to ensure their readiness before meeting Motor Carrier prospects.
ONE-STOP SHOP
Workforce Insurance is the perfect solution for Insurance Agents looking to streamline the purchase of Owner Operator lines of insurance. Our comprehensive offerings include Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage - all in one convenient place!
FOCUS ON YOUR NEEDS
Workforce Insurance Underwriters are experts in providing Owner Operator Insurance coverage and have been doing so for decades. We're the go-to source to protect your Motor Carrier clients.
ONLINE ADMINISTRATION
Workforce Insurance is opening the door to opportunity for Motor Carriers of all sizes with CBA, an innovative online platform that streamlines adding and removing Owner Operators as well as monthly billing procedures. This cutting-edge technology was once reserved solely for larger transportation agencies - now everyone can benefit from its powerful capabilities.
We're boldly pushing past insurance industry limitations and upturning the current landscape. We bring modern tech solutions and strong branding that enable our Insurance Agents to become superheroes for their Motor Carrier clients in providing top-notch support & service.
SUPERIOR CLAIMS HANDLING
Our Occupational Accident Insurance takes workplace protection to the next level. It is designed with industry-leading coverage, giving Motor Carriers confidence that their Owner Operators are well protected against workplace accidents.
FOCUS ON PRODUCER EDUCATION
At Workforce Insurance, we ensure our agents are well-informed and supported through a variety of initiatives. This includes a comprehensive education program featuring one-on-one policy reviews, sales assistance, weekly newsletters, insightful marketing collateral, and webinars to ensure their readiness before meeting Motor Carrier prospects.
ONE-STOP SHOP
Workforce Insurance is the perfect solution for Insurance Agents looking to streamline the purchase of Owner Operator lines of insurance. Our comprehensive offerings include Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage - all in one convenient place!
FOCUS ON YOUR NEEDS
Workforce Insurance Underwriters are experts in providing Owner Operator Insurance coverage and have been doing so for decades. We're the go-to source to protect your Motor Carrier clients.
Workforce Wednesday | Blog
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Ride Safe, Insure Smarter: Passenger Accident Insurance Made Simple
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Workforce Insurance Underwriters Introduces Comprehensive Non-Occupational Accident ‘Wrap-Around’ Insurance Policy for B-1 Visa Truck Drivers
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The Smarter Way to Offer Excess Insurance—Meet TripExcess®
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What’s $91 Worth? The Coverage That Turns “No” into “Yes” for Small Fleet Owners in 2025
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Holiday Highways – Meeting the Insurance Needs of Cross-Border Trucking During Peak Season
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Small Price, Big Coverage – Why Small Fleet Truckers Occupational Accident Insurance is 2025’s Must-Sell Policy
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WHY WORKFORCE
ONLINE ADMINISTRATION
Workforce Insurance is opening the door to opportunity for Motor Carriers of all sizes with CBA, an innovative online platform that streamlines adding and removing Owner Operators as well as monthly billing procedures. This cutting-edge technology was once reserved solely for larger transportation agencies - now everyone can benefit from its powerful capabilities.
We're boldly pushing past insurance industry limitations and upturning the current landscape. We bring modern tech solutions and strong branding that enable our Insurance Agents to become superheroes for their Motor Carrier clients in providing top-notch support & service.
SUPERIOR CLAIMS HANDLING
Our Occupational Accident Insurance takes workplace protection to the next level. It is designed with industry-leading coverage, giving Motor Carriers confidence that their Owner Operators are well protected against workplace accidents.
FOCUS ON PRODUCER EDUCATION
At Workforce Insurance, we ensure our agents are well-informed and supported through a variety of initiatives. This includes a comprehensive education program featuring one-on-one policy reviews, sales assistance, weekly newsletters, insightful marketing collateral, and webinars to ensure their readiness before meeting Motor Carrier prospects.
ONE-STOP SHOP
Workforce Insurance is the perfect solution for Insurance Agents looking to streamline the purchase of Owner Operator lines of insurance. Our comprehensive offerings include Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage - all in one convenient place!
FOCUS ON YOUR NEEDS
Workforce Insurance Underwriters are experts in providing Owner Operator Insurance coverage and have been doing so for decades. We're the go-to source to protect your Motor Carrier clients.
ONLINE ADMINISTRATION
Workforce Insurance Underwriters is opening the door to opportunities for Motor Carriers of all sizes with CBA, an innovative online administration platform that streamlines adding and removing Owner Operators and monthly billing procedures.
This cutting-edge technology was once reserved for larger Motor Carriers and insurance agencies—now, everyone can benefit from its powerful capabilities.
STREAMLINED UNDERWRITING
We're boldly pushing past insurance industry limitations and upturning the current landscape. We bring modern tech solutions and strong branding that enable our Insurance Agents to become superheroes for their Motor Carrier clients in providing top-notch support & service.
COVERAGE BREADTH
Our Occupational Accident and Contingent Liability Insurance policies take workplace protection to the next level. They are designed with industry-leading coverage, giving Motor Carriers confidence that their Owner Operators are well protected against workplace accidents.
PRODUCER EDUCATION
At Workforce Insurance Underwriters, we ensure our agents are well-informed and supported through a variety of initiatives. This includes a comprehensive education program featuring one-on-one policy reviews, sales assistance, weekly newsletters, insightful marketing collateral, and webinars to ensure their readiness before meeting Motor Carrier prospects.
ONE-STOP SHOP
Workforce Insurance Underwriters is the perfect solution for Insurance Agents looking to streamline the purchase of Owner Operator lines of insurance. Our comprehensive offerings include Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability, Physical Damage, and more - all in one convenient place!
SUBJECT MATTER EXPERTISE
Workforce Insurance Underwriters are experts in providing Owner Operator insurance coverage and have been doing so for decades. We're the go-to source to protect your Motor Carrier clients.
WHY WORKFORCE
ONLINE ADMINISTRATION
Workforce Insurance is opening the door to opportunity for Motor Carriers of all sizes with CBA, an innovative online platform that streamlines adding and removing Owner Operators as well as monthly billing procedures. This cutting-edge technology was once reserved solely for larger transportation agencies - now everyone can benefit from its powerful capabilities.
We're boldly pushing past insurance industry limitations and upturning the current landscape. We bring modern tech solutions and strong branding that enable our Insurance Agents to become superheroes for their Motor Carrier clients in providing top-notch support & service.
SUPERIOR CLAIMS HANDLING
Our Occupational Accident Insurance takes workplace protection to the next level. It is designed with industry-leading coverage, giving Motor Carriers confidence that their Owner Operators are well protected against workplace accidents.
FOCUS ON PRODUCER EDUCATION
At Workforce Insurance, we ensure our agents are well-informed and supported through a variety of initiatives. This includes a comprehensive education program featuring one-on-one policy reviews, sales assistance, weekly newsletters, insightful marketing collateral, and webinars to ensure their readiness before meeting Motor Carrier prospects.
ONE-STOP SHOP
Workforce Insurance is the perfect solution for Insurance Agents looking to streamline the purchase of Owner Operator lines of insurance. Our comprehensive offerings include Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage - all in one convenient place!
FOCUS ON YOUR NEEDS
Workforce Insurance Underwriters are experts in providing Owner Operator Insurance coverage and have been doing so for decades. We're the go-to source to protect your Motor Carrier clients.
ONLINE ADMINISTRATION
Workforce Insurance is opening the door to opportunity for Motor Carriers of all sizes with CBA, an innovative online platform that streamlines adding and removing Owner Operators as well as monthly billing procedures. This cutting-edge technology was once reserved solely for larger transportation agencies - now everyone can benefit from its powerful capabilities.
We're boldly pushing past insurance industry limitations and upturning the current landscape. We bring modern tech solutions and strong branding that enable our Insurance Agents to become superheroes for their Motor Carrier clients in providing top-notch support & service.
SUPERIOR CLAIMS HANDLING
Our Occupational Accident Insurance takes workplace protection to the next level. It is designed with industry-leading coverage, giving Motor Carriers confidence that their Owner Operators are well protected against workplace accidents.
FOCUS ON PRODUCER EDUCATION
At Workforce Insurance, we ensure our agents are well-informed and supported through a variety of initiatives. This includes a comprehensive education program featuring one-on-one policy reviews, sales assistance, weekly newsletters, insightful marketing collateral, and webinars to ensure their readiness before meeting Motor Carrier prospects.
ONE-STOP SHOP
Workforce Insurance is the perfect solution for Insurance Agents looking to streamline the purchase of Owner Operator lines of insurance. Our comprehensive offerings include Occupational Accident, Contingent Liability, Workers Compensation, Non-Trucking Liability and Physical Damage - all in one convenient place!
FOCUS ON YOUR NEEDS
Workforce Insurance Underwriters are experts in providing Owner Operator Insurance coverage and have been doing so for decades. We're the go-to source to protect your Motor Carrier clients.
WHAT PEOPLE SAY ABOUT US
"Workforce Insurance Underwriters has become one of my most valuable partnerships. Every member of their team is responsive, knowledgeable, and helpful. The value they bring to the transportation industry is unmatched."
Write your caption hereRaymond W.
“You guys are awesome!”
Danny P.