What’s $91 Worth? The Coverage That Turns “No” into “Yes” for Small Fleet Owners in 2025

What’s $91 Worth? The Coverage That Turns “No” into “Yes” for Small Fleet Owners in 2025


January 8th, 2025


The New Year signals fresh starts and opportunities to refine strategies, and for Insurance Agents, it's the perfect time to align with solutions that drive revenue while delivering unmatched value to your clients.  With over 710,000 Owner Operators navigating the U.S. roads in 2024—double the number in 2020—there's never been more urgency to address their unique needs.  Workforce Insurance Underwriters' new Small Fleet Truckers Occupational Accident Insurance policy is the perfect tool to meet those needs while fueling your growth in the New Year.  With monthly premiums starting as low as $91 per person, saying "yes" has never been easier—or more affordable.


The Small Fleet Challenge


Small fleets often face two steep hurdles in finding Occupational Accident and Contingent Liability coverage: cost and accessibility.  Many policies on the market focus on larger fleets, leaving small fleets with burdensome premiums or insufficient options that fail to strike the right balance between affordability and robust protection.


Recognizing this gap, Workforce Insurance Underwriters built a tailor-made solution grounded in affordability and flexibility, allowing you to confidently serve this growing trucking segment.


New Year, New Policy


Our new Small Fleet Truckers Occupational Accident Insurance offering is designed to tackle precisely the concerns that small fleet owners typically raise.  With a seamless combination of Occupational Accident and Contingent Liability coverage, this all-in-one policy removes the stress of juggling multiple coverage options.  Best of all?  It starts at just $91 per person per month, with no medical deductible.


Here's how we're delivering value tailored to the needs of small fleets:


  • Comprehensive Coverage: Each policy includes Occupational Accident and Contingent Liability coverage, minimizing administrative complexity.


  • Affordable Premiums: Monthly plans start at just $91 per person.


  • Flexible Options: Bronze, Silver, and Gold plan options are available to suit various risk tolerance levels.


  • Low Entry Barrier: Coverage is accessible for fleets as small as a single driver, making it ideal for organizations just starting.


Why This Matters to Truck Insurance Agents


Close More Deals


What is the most common client hesitation?  Cost.  Our policy drastically lowers that entry barrier at $91/month with a $0 medical deductible.  To put it in perspective, $91 is less than the cost of filling up most trucks in today's fuel market.  Yet, this modest monthly investment covers vital risks that could otherwise derail operations entirely.  Simply put, it's the affordable, high-quality solution small fleets have been waiting for.


Expand Your Client Base


Remember those 710,000 Owner Operators in 2024?  Many are working within small fleets or exploring first-time Occupational Accident sponsorship.  Offering this product in 2025 widens your reach within the growing small fleet sector, helping you build and retain a robust portfolio of satisfied Motor Carriers.


Raise Your Value Proposition


With specialized, cost-effective policies in your arsenal, you position yourself as an expert in small trucking operations.  Motor Carriers and Owner Operators are looking for solutions that address their unique challenges, and this product positions you as the go-to resource for their needs.  When you present affordable coverage with real value, you’re not just selling insurance but building trust and credibility in a highly competitive market. 


New Year, New Opportunities


Entering a new year is always a time for reflection and goal-setting—but it's also a time for new opportunities.  Workforce's new Small Fleet Truckers Occupational Accident Insurance policy not only equips you with a product that resonates with small fleets but empowers you to fulfill their insurance needs without compromising profitability for either party.


Whether your clients are seasoned Motor Carriers or first-time sponsors navigating Occupational Accident Insurance, this solution unlocks scalable success for both you and them.


Getting Started


2025 presents an opportunity for growth in the trucking insurance sector, and there's no better way to start than by offering a solution you can believe in.  Getting started with our policy is simple:



New year, new clients, new opportunities.  Make coverage easy this New Year—for just $91, “Yes” has never been simpler.


Follow us @workforceinsurance on LinkedIn, Facebook, Instagram, and YouTube.


AGENT USE ONLY

Trucks queued at the U.S.-Mexico border amid $415B trade, highlighting demand for B-1 Visa Truckers.

Holiday Highways – Meeting the Insurance Needs of Cross-Border Trucking During Peak Season

December 23, 2024
December 23rd, 2024 | When you think of Santa delivering gifts, what comes to mind? A sleigh? Reindeer? Well, in the Trucking world, those goods are riding in 18-wheelers, not a sleigh—and this holiday season, it's B-1 Visa Truck Drivers working overtime to deliver the magic. But here's the kicker—they don't always have the insurance coverage they need.
Small fleet of trucks on highway representing Small Fleet Truckers Occupational Accident Insurance.

Small Price, Big Coverage – Why Small Fleet Truckers Occupational Accident Insurance is 2025’s Must-Sell Policy

December 11, 2024
December 11th, 2024 | Small fleets are the backbone of the Trucking industry. Yet, finding affordable, reliable insurance for these smaller operations has been a challenge—until now. Developed in partnership with Convex US, Workforce Insurance Underwriters is proud to offer its new Small Fleet Truckers Occupational Accident Insurance policy—a groundbreaking solution explicitly designed for small fleets seeking the perfect balance of affordability and protection. This blog will explore why this policy is a must-sell for Insurance Agents in 2025 and beyond, how it solves common problems in the current insurance landscape, and why it’s a game-changer for small trucking operations.
A folder with tabs for

Capture New Clients with Occupational Accident Insurance

November 20, 2024
November 20th, 2024 | In a world where Insurance Agents often face the challenge of standing out in a crowded market, focusing on the right products can make all the difference. It's easy to focus on the giants—Auto Liability and Physical Damage—because they're required lines that promise steady business. However, there's a hidden gem that deserves equal—if not more—attention from agents looking to expand their business and provide exceptional value to clients. That gem is Occupational Accident Insurance. This blog will explore why Occupational Accident Insurance is not only important but also the key to a successful sales strategy.
A truck driver in a ghost costume for Halloween, symbolizing Workers Compensation ghost policies.

Workers Compensation Ghost Policies: Trick or Treat?

October 30, 2024
October 30th, 2024 | With Halloween around the corner, it's fitting to discuss a topic haunting the insurance industry—Workers Compensation ghost policies. Understanding these policies is crucial for Insurance Agents, particularly those dealing with Owner Operator lines of business. They may seem like a benefit initially but often come with more tricks than treats.
An orange clock on a laptop symbolizing daylight savings and claim timing risks of Sunset clauses.

When Time Falls Back, Keep Coverage Moving Forward: Navigating the Risks of Sunset Clauses

October 23, 2024
October 23rd, 2024 | Daylight savings time ends on November 3rd, which means shorter days and longer nights. Just as you adjust your clocks, it's also a great reminder to revisit your clients’ Contingent Liability policies—especially those containing a Sunset clause. The sun might be setting earlier, but their coverage shouldn't. Today, we're shedding light on this critical topic to help you stay ahead of the game and ensure the sun never sets on your clients' protection.
An orange umbrella amidst black ones symbolizes how TripExcess helps agents stand out in the crowd.

Stand out in the Crowd: How TripExcess® Opens New Doors for Agents

October 16, 2024
October 16th, 2024 | In today's competitive insurance landscape, staying ahead of the curve is essential for success. Insurance Agents are always on the lookout for unique products that not only meet their client's needs but also stand out in the market. Enter TripExcess®, a unique one-way excess insurance solution that has been a game-changer since its inception. We're excited to announce that TripExcess® coverage has now been expanded to include Canada, providing even more opportunities for Insurance Agents to offer unparalleled service to their clients.
An Owner Operator dealing with a Pre-Existing Condition covered by our Occupational Accident policy.

Leaves Are Falling, and So Are Risks: Insure Owner Operators with Occupational Accident Insurance

September 18, 2024
September 18th, 2024 | As the leaves start to fall and the nation prepares for the fall season, the Trucking industry gears up for one of its busiest times of year. This increase is driven by holiday preparations and the agricultural harvest, making the roads a bustling corridor of commerce. For Insurance Agents, this period is critical to ensuring that Motor Carriers and Owner Operators have added protection against the heightened risks accompanying this busy time. At the heart of this protection is Workforce Insurance Underwriters' unique offering: an Occupational Accident Insurance policy that stands alone in the industry by not excluding Pre-Existing Conditions.
Night cityscape with truck light trails and billboard for small fleet and B-1 Visa Driver solutions.

Drive the Future of Trucking Insurance: Innovations Supporting Small Fleets and B-1 Visa Drivers

August 21, 2024
August 21st, 2024 | In an era of rapid evolution within the Transportation industry, insurance coverage must keep pace to effectively address the unique challenges faced by small fleets and B-1 Visa Truck Drivers. At Workforce Insurance Underwriters, we are proud to announce the recent launch of two innovative products that place these specific needs at the forefront of our offerings: Small Fleet Truckers Occupational Accident Insurance and Truckers Inbound Travel Insurance for Mexican and Canadian B-1 Visa Truck Drivers. Both policies are designed to provide comprehensive, affordable, and tailored coverage that empowers our agents to better serve the modern trucking landscape.
Truck crossing US-Mexico border highlighting new insurance policy for Mexican B-1 Visa Truck Drivers

Workforce Insurance Underwriters Launches New Insurance Policy for Mexican B-1 Visa Truck Drivers

July 31, 2024
July 31st, 2024 | Jacksonville, FL — Workforce Insurance Underwriters, LLC, a leading Managing General Underwriter (MGU) specializing in the Owner Operator Truckers and Motor Carriers market, is pleased to announce the launch of a groundbreaking insurance policy specifically designed for Mexican B-1 Visa Truck Drivers operating in the United States.
An orange truck with text promoting Workforce's small fleet Occupational Accident Insurance policy

Workforce Insurance Underwriters Unveils Innovative Small Fleet Truckers Occupational Accident Insurance Policy

July 17, 2024
July 17th, 2024 | Jacksonville, FL — Workforce Insurance Underwriters, LLC, a leading Managing General Underwriter (MGU) specializing in insurance solutions for Owner Operator Truckers and Motor Carriers, is excited to announce the launch of its new Small Fleet Truckers Occupational Accident Insurance policy. This unique product seamlessly combines Occupational Accident and Contingent Liability coverage into a single, comprehensive policy.
More Posts
Share by: