Occupational Accident Insurance: The Essential Coverage for Owner Operators

Occupational Accident Insurance: The Essential Coverage for Owner Operators


May 10th, 2023


As an Insurance Agent, you know that protecting Motor Carriers from the financial burden of Owner Operator injuries or deaths is paramount.  Occupational Accident Insurance (OAI) offers a valuable coverage option to safeguard them against such risks.  Let's take a closer look at how OAI helps ensure your Motor Carrier clients are adequately covered in case of work-related accidents and fatalities. 


What is Occupational Accident Insurance? 


Occupational Accident Insurance provides essential protection to Owner Operators who experience an on-the-job injury or worse.  OAI covers certain medical expenses and a portion of lost wages due to injury or death.  It also covers compensation for permanent disability, death and dismemberment. 

 

Why is Occupational Accident Insurance Important? 


Owner Operators can rest easy knowing that Occupational Accident Insurance is there to provide valuable financial protection in case of an unforeseen work-related illness or injury.  OAI safeguards individuals from costly medical bills and loss of wages, so they can focus on what truly matters - a successful recovery!   Moreover, OAI provides peace of mind for the Owner Operator and their Motor Carrier, assuring that help will be available if needed during times when unexpected accidents occur. 

 

Protect your Motor Carrier clients from the unexpected - Occupational Accident Insurance offers a financial shield for Owner Operators.  By recommending OAI coverage, agents can ensure their customers’ Owner Operators are equipped to handle on-the-job accidents.


To learn more about Workforce Insurance Underwriters and our new Occupational Accident Insurance program, click here.


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